• BRYTE ASSIST 0860 001 121
  • TRAVEL CUSTOMER CARE CENTRE 0860 737 775
  • Submit a claim
  • Get a quote
Bryte Logo 2
  • Insurance
  • Resource library
  • About us
  • Contact us
Bryte Logo 01
  • BRYTE ASSIST 0860 001 121
  • TRAVEL CUSTOMER CARE CENTRE 0860 737 775
  • LinkedIn Icon
Insurance
  • Business insurance
  • Specialist business insurance
  • Personal insurance
  • Shari'ah compliant cover
  • Travel insurance
  • UMA partners
About Bryte
  • Who we are
  • Work at Bryte
  • Corporate social investment
Resource library
  • Forms and documents
  • Insurance guidelines
  • Service providers and partners
  • Media centre
Life insurance
    Botswana
      Legal and compliance
        Broker online academy
          • Insurance
          • About Bryte
          • Resource library
          • Life insurance
          • Botswana
          • Legal and compliance
          • Broker online academy

          We are here to help you with all your insurance needs

          Bryte Insurance Company Limited (17703) and Bryte Life Company Limited (17705) are licensed insurers and authorised FSPs.
          • Complaints management
          Bryte Logo 01
          • LinkedIn Icon
          © 2025 Bryte Africa Group Limited, a licensed controlling company

          We are here to help you with all your insurance needs

          1. Home
          2. /
          3. Insurance
          4. /
          5. Business insurance
          6. /
          7. Public sector

          Public sector insurance

          At Bryte, we understand that your priority as a public entity is to serve your community with dedication and excellence. Our priority is to support you by ensuring your organisation is safeguarded against unforeseen incidents. We offer a comprehensive insurance solution specifically designed to protect municipalities and government entities.
          Get a quote
          A set of railway tracks converging and diverging, illustrating transportation infrastructure.

          our partnership

          About Territory Underwriting Managers

          Bryte joined forces with Territory Underwriting Managers (TUM) to provide the highest level of customised insurance for the public sector in South Africa. TUM specialises in creating innovative insurance and risk management solutions for municipalities and public entities. Their offerings are designed to help these entities meet their goals, comply with regulations, and address the specific risks that municipalities and public entities face.

          Our offerings

          Cover includes

          We provide comprehensive insurance solutions for a range of essential areas, including: 

          Bryte Icons Section 1 16

          Buildings and property

          For damage to structures and properties.
          Bryte Icons Section 2 28

          Miscellaneous categories

          Includes protection against theft, loss of money, and fidelity guarantee (financial losses due to employee dishonesty).
          Bryte Icons Section 1 26

          Group personal accident

          For accidents affecting employees or groups of individuals.
          Cc4f24bc3e8b26d8b93f103fce82382c

          Motor fleets

          For multiple vehicles used in operations.
          Bryte Icons Section 2 04

          Liabilities

          Protection against legal liabilities.
          Bryte Icons Section 1 08

          Directors and officers liability

          For personal liabilities of directors and officers.
          0869b41d9a1b0187e6dbf95c5c490d97

          Professional indemnity and assets all risks

          Protection against professional errors and comprehensive coverage for all risks to assets.

          Territory Underwriting Managers

          Areas covered

          0
          Iconoffering

          Fire and allied perils

          Protection against fire and related risks.
          Iconoffering

          Buildings combined

          For buildings.
          Iconoffering

          Business interruption

          Replaces business income lost due to disasters such as natural catastrophes or fires.
          Iconoffering

          Electronic equipment

          For damage to or loss of electronic devices.
          Iconoffering

          Business all risks

          For various business-related risks.
          Iconoffering

          Glass

          For damage to glass structures or installations.
          Iconoffering

          Goods in transit

          Protects cargo being transported.
          Iconoffering

          Fidelity guarantee

          Protection against financial losses due to employee dishonesty.
          Iconoffering

          Machinery breakdown

          Protects your machinery against physical damage.
          Iconoffering

          Contractors all risks

          Protection against risks associated with construction, including legal liability to compensate for death/injury and loss or damage to third parties.
          Iconoffering

          Small craft

          For small boats or watercraft.
          Iconoffering

          Group personal accident

          Insurance for groups affected by personal accidents.
          Iconoffering

          Stated benefits

          Pre-defined benefits for specific scenarios.
          Iconoffering

          Theft and money

          Protection against theft and loss of money.

          GET IN TOUCH

          Contact details

          • Telephone

            +27 (0) 87 183 3631
          • email

            info@territoryunderwriting.co.za
          • website

            www.territoryunderwriting.co.za

          Let's contact you

          Found what you need?

          For a personalised experience, complete the form below and our team of professionals will call you back to protect what’s important to you.

          06 Mg 4575 Hdr New