Comprehensive

Shari’ah compliant cover

Shari’ah Compliant Cover prioritises different insurance and investment objectives to align with Shari’ah Compliant law. This cover is available to everyone and is based on cooperation, responsibility, assurance, protection and assistance. Shari’ah Compliant Cover provides reasonable financial security against unpredicted catastrophe, disaster or risk befalling one’s life and property, including cybercrime, while ensuring that it benefits all its participants.

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Islamic pattern symbolizing the ethical and cooperative principles of Shari'ah compliant insurance, reflecting unity, responsibility, and protection in line with Shari'ah law

Our offerings

Shari'ah compliant cover

Personal Shari’ah compliant cover

Personal Shari’ah Compliant Cover was developed because we understand how much your personal belongings mean to you. Now, you can safeguard your most valued items while adhering to Shari’ah principles. By working closely with our team, we can create a solution that reduces risk and meets your needs.

Commercial Shari’ah compliant cover

At Bryte, we prioritise protecting your business and minimising risk through tailored solutions. Our Commercial Shari’ah Compliant Cover adheres to Shari’ah principles while offering comprehensive coverage customised to the unique needs of your business, regardless of its size, structure, or industry. Our experienced claims team is dedicated to expertly managing even the most complex commercial claims, ensuring you have the support you need when it matters most.

Additional Shari’ah compliant cover

Our additional cover options include Travel Insurance (including Umrah and Hajj), Religious Institutions Building cover, and tailored Hospitality Insurance packages such as BnB Sure, Cuisine, and Boutique Stay. We also offer specialised covers for Motor Traders, both internal and external, heavy commercial vehicles (HCV), and Marine (Transit). Engineering cover is available as well, along with Group Family Shari’ah Compliant Life Benefit cover and Cyber cover to protect against digital threats.

What happens if there is a surplus after settling all claims and expenses?

Participants may receive a share of the surplus or a reduction in contributions. A portion of the surplus can be donated to charity, or alternatively, it may be held over for future years.

For further information, email us at takaful.info@brytesa.com or fill in the contact form and our team will be in touch.

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