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          We are here to help you with all your insurance needs

          Bryte Insurance Company Limited (17703) and Bryte Life Company Limited (17705) are licensed insurers and authorised FSPs.
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          © 2025 Bryte Africa Group Limited, a licensed controlling company

          We are here to help you with all your insurance needs

          1. Home
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          5. Business insurance
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          7. Body corporate

          Body corporate insurance

          for shared property assets

          While property insurance typically covers individual property owners and their personal belongings, Body Corporate and Sectional Title Insurance addresses the unique needs of shared property management.

          Body corporates and sectional title bodies handle complex properties and protect the interests of unit owners. This responsibility brings numerous risks, making comprehensive business insurance crucial.

          Get a quote
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          About our insurance

          Body corporate insurance

          Supporting unit owners and trustees who manage shared properties.

          Bryte’s Body Corporate Insurance is specifically designed to address these challenges. We are a trusted partner, working with a national network of brokers to help you navigate and manage risks effectively. Our Body Corporate Insurance ensures compliance with environmental regulations and helps accurately value Sectional Title properties.

          Our product covers sectional title residential properties governed by the Sectional Title Act No. 95 of 1986. This includes protection for owners of sectional title units, trustees overseeing these properties, managing agents of sectional title complexes and body corporates, as well as property developers and development schemes.

          By choosing Bryte, you receive top-notch body corporate insurance coverage, and a claims process designed for quick assistance with minimal disruption.

          Our offering

          Body corporate cover includes

          Every body corporate has different needs, so we provide various business property insurance options to create a customised policy: 

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          Buildings and common property

          For physical loss or damage to your buildings, common property, and contents of the Body Corporate, including architectural features, structures, burst and leaking geysers, and swimming pools.
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          Legal liability

          Protects you from claims related to personal injury or property damage for which your Body Corporate is legally responsible.
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          Trustees indemnity

          Protects trustees against claims arising from wrongful acts in managing the Body Corporate's affairs.
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          Fidelity guarantee

          Automatically covers you with R50 000, with options to increase this amount as per the Sectional Titles Schemes Management Act, 2011.
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          Public supply connections

          For accidental damage to your sewerage systems, electricity, water, gas, and telecommunication connections on your Sectional Title property.
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          Loss of rent

          Protects you from loss of rent if your property becomes uninhabitable due to damage, including alternative accommodation for you and prevention of access or failure of public utility services.

          Our offering

          LeaseSurance Extra Cover

          Supporting Property Management Companies with Deposit-Free Leasing Solutions.
          In addition to our Body Corporate Insurance, Bryte has partnered with LeaseSurance to offer tailored insurance solutions for property management companies (or agencies) that manage the leasing of other people’s properties. While both offerings operate within the property management industry, LeaseSurance focuses specifically on protecting property management companies from risks associated with leasing residential or commercial units.

          Who is LeaseSurance For? 
          LeaseSurance is designed for property management companies that manage at least 500 units. However, it will soon be able to support smaller owners and operators as well. 

          What is Lease Insurance? 
          Lease insurance helps property management companies by eliminating the need for large cash deposits from tenants. Instead, tenants pay a small monthly fee along with their rent. This approach offers up to five times more protection against missed rent and damages compared to traditional deposits. It reduces bad debt and avoids disputes, leading to happier tenants and a smoother rental process for property managers.

          LeaseSurance

          Areas covered

          LeaseSurance covers three major loss events:
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          Damages

          For any damage to a unit beyond normal wear and tear.
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          Evictions

          Protection against costs related to eviction processes, including missed rent and legal expenses.
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          Midnight flits

          Compensation for rent loss when a tenant leaves the property without paying their rent.

          GET IN TOUCH

          Contact LeaseSurance

          • Telephone

            +27 (0) 82 875 9154
          • email

            paul@leasesurance.co
          • website

            www.leasesurance.co

          Let's contact you

          Found what you need?

          For a personalised experience, complete the form below and our team of professionals will call you back to protect what’s important to you.

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