• BRYTE ASSIST 0860 00 1121
  • TRAVEL CUSTOMER CARE 0860 73 7775
  • Submit a claim
  • Get a quote
  • Travel disruptions
Bryte Logo 2
  • Insurance
  • Resource library
  • About us
  • Contact us
  • Submit a claim
  • Get a quote
  • Travel disruptions
Bryte Logo 01
  • BRYTE ASSIST 0860 001 121
  • TRAVEL CUSTOMER CARE CENTRE 0860 737 775
  • LinkedIn Icon
Insurance
  • Business insurance
  • Specialist business insurance
  • Personal insurance
  • Shari'ah compliant cover
  • Travel insurance
  • UMA partners
About Bryte
  • Who we are
  • Work at Bryte
  • Corporate social investment
Resource library
  • Forms and documents
  • Insurance guidelines
  • Service providers and partners
  • Media centre
Life insurance
    Botswana
      Legal and compliance
        Broker online academy
          • Insurance
          • About Bryte
          • Resource library
          • Life insurance
          • Botswana
          • Legal and compliance
          • Broker online academy

          We are here to help you with all your insurance needs

          Bryte Insurance Company Limited (17703) and Bryte Life Company Limited (17705) are licensed insurers and authorised FSPs.
          • Complaints management
          Bryte Logo 01
          • LinkedIn Icon
          © 2026 Bryte Africa Group Limited, a licensed controlling company

          We are here to help you with all your insurance needs

          1. Home
          2. /
          3. Resource library
          4. /
          5. Media centre
          6. /
          7. Media item

          Bryte Educational series

          • 23 February 2026
          CTA Image

          Bryte has developed a video series to help you understand insurance and all things claims.

          In episode 3, we break down excess in simple terms. It's a standard feature designed to keep your premiums more affordable. Think of it as your share of the cost when something goes wrong. A small contribution that allows your insurer to manage risk while still covering the larger portion of the loss. The more you understand your policy, the more confidently you can insure.

          CTA Image

          Episode 3

          What is excess?

          Watch episode 3

          Episode 1: Why roof and water-related claims increase in the rainy season

          Download

          Episode 2: Submitting a Claim After an Accident or Loss

          Download