Bryte has developed a video series to help you understand insurance and all things claims.
In episode 3, we break down excess in simple terms. It's a standard feature designed to keep your premiums more affordable. Think of it as your share of the cost when something goes wrong. A small contribution that allows your insurer to manage risk while still covering the larger portion of the loss. The more you understand your policy, the more confidently you can insure.
What is excess?